Investments – April Update

April 2021 Robinhood Update

Still plugging away at my investments. I have settled on some stocks that pay good dividends. They also happen to be gaining in price as well. So, guess that is a bonus. I just will not get the same return on future purchases with the higher prices. I can live with that.

Three months of investing and the dividends are beginning to come in now. Those should just keep growing month after month as I re-invest the dividends. ARCC and TCPC have been doing great and next week MPLX goes ex-dividend. That one pays out just over 10% at my buy-in. Looking very good.

Still searching for where I will be spending this someday. I am researching several countries to move to but really need to get to each of them for a while. Luckily for me, I can work anywhere that has decent internet. I have been fully vaccinated, and I am ready to get rolling. Stay tuned.

Investing for Retirement…Somewhere

Robinhood account after first month

I have been looking ahead to when I may be able to retire. Yep, I’m old. I do have a 401k and hopefully social security will be there for me. However, decided to do a little playing in my dormant Robinhood account with some of my annual bonus money. Planning on putting around $1200 a year into stocks that pay good dividends and have them automatically reinvest.

Just over one month in and here are the results. Easy to look like I know what I’m doing in this market. I would sure take those results every month. The only real wildcard stock is EVAX. No dividend there. Bit of a personal reason for that one and so far, so good.

The next step is to figure out just where that retirement may be. Should be able to travel again any day now. Any day now…

Let’s Spice It Up

Bowl of ramen and bottle of spice

Autumn is finally here in America. On cold mornings or evenings, I often have a bowl of ramen. I have to save my money up for when we’re allowed into civilized countries again. Today I’m having chicken ramen and that’s a problem. Not that I don’t like chicken ramen. It’s just that I would love to have more choices. When I go into local stores to buy a package of ramen, they generally only have a few flavors. A couple flavors of chicken and a couple of beef. Some places will sell separate bowls of something more interesting. But they’re still in fairly limited supply.

I’ve asked store managers why they carry such a limited selection. I’m told that the cases of ramen take up a lot of shelf space and the profit margin is next to zero. So, they don’t dedicate very much space to it and have to go with the most popular flavors. Guess that makes sense. But I still want more choices.

When I make up my chicken ramen, I generally add a bit a spice to it in order to give it a little more kick. Today I’m using cayenne. Looking at the little bottle of spice gives me the answer. The ramen cartels could sell plain ramen in packages with no spice packet. So, less space required on the store shelf. They could then offer bottles of different spices instead. There could be regional, seasonal (just no pumpkin spice for heaven’s sake) and special edition spices.

The stores would certainly make much higher profits on the spices. The ramen companies would certainly make more money as well. And me, I could finally sit back and enjoy my tequila lime ramen. Everybody wins. Let’s make it happen people. You’re not doing anything else this year anyways.

Stay safe out there. We will be free to roam the world again someday. For now we have to settle for watching Itchy Boots do it for us on YouTube.

Virtual Whisky Tasting Event

A big thanks to John Glaser of Compass Box for making life under lockdown just a little bit better. Sunday was a virtual whisky tasting event hosted by the Compass Box founder himself. I purchased the special sample box with little bottles of Spice Tree, Story of the Spaniard, and Peat Monster. The first two I love. The last, not so much. But that is all part of the adventure here. We were given a little bit of company history along with our tasting. It was a great way to spend a little time learning about an awesome company that produces fantastic whiskies. I look forward to more of these events.

New Normal

Social Distancing – Dogs don’t count

A large number of people around the world have a new reality. This reality may require them to work from home if they are fortunate enough to have a job that can be done remotely. For many of them, this is uncharted territory. It can be difficult to separate your work from your home life. You find yourself wandering around the house. You spend too much time on social media and check the refrigerator much too often. If you have children, it’s even more difficult as they probably don’t appreciate that you are home, but you are working. So, interruptions tend to be frequent.

My wife and I have been working remotely for many years. Our children have moved out. So, for us, the new reality looks a lot like the old one. Fewer trips out to the store. Also, no travel in the near future. That part is a letdown. But in the grand scheme of things, trivial. It is a bit worse for my oldest son. He’s to be married this summer and the members of his wedding party are mostly from out of the country. Probably not going to happen. But he understands that many others have real problems right now and ours really aren’t so bad.

The good news is that virologists have declared that it is safe to hug your pets. Which is good. Because that was going to happen regardless. Social distancing is for people, not puppies.

Stay safe everyone!

Bitcoin to Silver Coins

Raspberry Pi and Block Erupter

Back in 2013 I got my first Raspberry Pi. I’ve always loved playing with cool new computers beginning with my first Vic-20. I immediately began looking for interesting projects to use it for. One of the first things that I came across was the idea of mining a new thing called Bitcoin. So, I got that all set up and played with it for a couple months. I didn’t get very much. But that was fine with me. It was just an interesting project.

At the end of 2013 I saw a new tool for mining. It was called the ASICMiner Block Erupter. Sounded awesome so thought it was worth the $35. That took a lot of work to get up and running properly on my little Linux box. Which was great. I love solving computer problems. Once it was running, I left it going for about a month. Probably burned more electricity than the Bitcoin was worth. But again, it was more of a challenge and a learning experience.

When those few months were over, I had something like .09 Bitcoin in my wallet. Couldn’t do anything with that amount of Bitcoin as it wasn’t worth much and nobody really took it at that point in time. So, the wallet got left sitting on the SD card in my Pi.

Fast forward a little over 6 years and I stumbled across the wallet while looking for a new project for some of the new Raspberry Pi computers. The first thing that I had to do was update my wallet software. It wouldn’t let me sync up anymore as it was not considered secure at this point. That was easy but I had to let the computer run for a few days to get everything all back in sync. I just left the computer going in the corner and almost forgot about it again.

Once all blockchain syncing was complete, I decided to see if I could buy anything with it. Turns out I could. The first purchase was a 3-year license for Nord VPN. I use it as a supplement to my TunnelBear when I travel. But that didn’t take much so I kept looking for sites that took Bitcoin instead of trying to just cash it in. This was another project. Seems Bitcoin is still not the coin of the realm on the internet.

Then about a week ago I was checking on a site to buy a couple American Silver Eagle coins. These are coins made by the US government and they are each 1 troy ounce of silver. Many people buy them as an investment. I mostly just think they’re awesome. They can also very quickly be converted into cash. Still easier than doing it with Bitcoin it turns out.

The coins sell for a couple dollars over the spot price for silver. When I bought them the spot price was $17.50 and I got them for the equivalent of a little over $20 each. There’s a discount for using Bitcoin at SD Bullion over using a credit card. That was awesome to see. They shipped all my coins next day and I received them two days later. Great service from these folks.

In the end what did I get back from my total investment back in 2013 of around $60 for the Raspberry Pi and all necessary components and another $35 for the Block Erupter? 3 years of my VPN software which is awesome. Also, about $700 in silver bullion in the form of 37 American Silver Eagles. Not a bad return on investment. Especially this year.

American Silver Eagles

Holbæk Denmark December 2019

Walking path in winter

I spent this past December in Holbæk, Denmark with friends. Everything that has become so familiar to me during my previous trips was suddenly very different. I walked along all of my favorite paths and yet, they were new to me. I must have been a little lost in my explorations as I simply forgot to take almost any pictures. I have a grand total of six photos from the entire month. I’ll do better next time. Promise.

Here are the summer and winter photos of one of my favorite pathways.

Trail outside Holbæk, Denmark in the summer

The same trail in the winter

Lake Forest, IL 2019

Hotel room in Lake Forest

I’ve spent the week in Lake Forest, IL for company training. It’s only a three hour drive from Grand Rapids, Michigan so I rented a car and drove over instead of flying. Less hassles and yep, still like to bring lots of gear when I can. Think I need to start getting bigger rooms!

Hotel wireless was, well, hotel wireless. So not able to get any work done using that. Luckily for me, my phone and tablet can each be used as a hotspot and serve up 4G service using T-Mobile. I was able to work with no issues what so ever.

My connection also allowed me plenty of bandwidth to take some courses using my Udemy account that my company thoughtfully provided to my team. How awesome is that? Never stop learning folks.

Holbæk, Denmark July 2019

Streets of Holbæk, Denmark July 2019

Nothing ever goes quite as planned. I arrived in Copenhagen on July 5th expecting to get settled in to my friend’s apartment over the weekend and prepare for working from there for the month. No sooner did I land than my company laptop died. Motherboard was toast. I spent the next 3 days wiping my personal computer clean and installing dozens of programs for work. It was that or head straight back to the states. Not going to happen.

After a lot of work and stress, I was up and running on Monday morning office time and I was able to stay in Denmark for the month. Sorry that I didn’t get any posts up but I did have other things on my mind.

I did have time to take long walks every single day. I almost exclusively photographed the various pathways and trails that I walked each day. None of those typical tourist pictures for me this time around. I’ll be sure to post those on my web site. https://timstauffer.me if you are interested in those.

The lesson for everybody here is that you can always find a way to make things work. If you want to travel and work from anywhere in the world, you can do it. Also, yes I carry a lot of gear when I travel, this is why.

Thanks all. Promise to post much more often now. Here and my other sites as well.

Travel in 2019

Records of My Immunizations in 1964 and 2019

It’s almost that time. I’ll be hitting the road again for a while. I’m heading back over to Denmark where I’ll be spending some time in my favorite city, Copenhagen. I also hope to spend a few days in Aarhus. I would also like to begin visiting all those places that I see reaching out to nomads and expats, trying to get them to consider moving to their village or island. I’ll be sure to take plenty of pictures this time. I really need to start practicing my photography more.

I have my flight to Copenhagen booked. I’ll be flying through Iceland again which is always interesting. The airport there is always a bit chaotic, but I always get where I’m going so all is well.

I just got my haircut. Yep, every year before I hit the road whether I need it or not. Saves space in the suitcase as I will not need to pack a brush or comb. Don’t judge me. I’m a busy guy.

I picked up some of the local Danish currency in case my credit cards don’t work right away. I’ve had that happen too often and it’s always quite a hassle.

Immunizations. Here’s a new one. I’ll be staying with a friend who is undergoing radiation therapy, so they have a compromised immune system. So, I set aside my dislike for the American medical system and went in for some shots. The lady there asked if I had current immunizations as she couldn’t find any listed for me. I told her yes, I got my polio and MMR in 1964. She was less than impressed. I then made sure to also mention my most recent one. They pulled us all out of class and gave us shots for smallpox in the early 70’s. The nurse stared at me a second and said flatly “I’m just going to mark down that you have no immunizations and we’ll go from there”. She then left the room for a few minutes and soon returned with a tray full of needles. I’ve certainly had my immunizations now. I can assure you.

Anyways. I think that I’m good to go now. Stay tuned.